Hi There! Can I ask some questions? First, what is the primary reason that people from the US move or retire to Panama? Do most maintain assets in Panama or in the US? Are cars expensive there? Say if I was looking at a Hyundai or Kia? What is gas like there now? We are paying $3.75 a gallon in the Orlando area. We want to be in the higher elevations, but close enough to a bigger town say David? What would you recommend? When you speak of monthly costs are you speaking of including the cost for housing such as rent or mortgage on top of the cost of utilities, food, etc. or is the $1300-$1800 outside the cost of housing? Any insight you could provide would be wonderful. Thank you so very much! Tim & Prue