Has anyone completed the Golden Visa application using the provisions outlined in the law to do so with a property purchase in contract but not yet closed and recorded? The law requires adequate funds be deposited in a Spanish bank account "indisponible," or not available for purposes other than satisfying the pre-contract to buy. But our bank (Caixabank) seems unable to supply a certificate of such an account, as have initial responses from Bankia and Abanca.
It sounds like an escrow account, which is not generally used in Spain. But someone must have used this pathway before, as it is clearly provided for in the law.