Reading more about Buddhism. I see where karma comes from, and where it goes. It also explains why bad things sometimes happen to good people. Apparently, I have been working through my previous incarnations, and one of them must have been quite the bad-ass. He didn't get the karma right away, I got it somewhere down the line. Hopefully, I have used up all the bad, at least most of it. and can now reap some the good; from past lives, and own.
Just spoke to a teacher who will teach Chroeb 2 hours daily, Mon-Fri. One hour of English, and one of Khmei. She does love learning!