Health ensurance

Hello everybody!

I was wandering, as an ecpact, do you have a health endurance you got in nepal or one that is from your home country and is valid in nepal too? Which way do you believe is better and why? It may seem a bit invasive a question, I know, I just want to be prepared. If something bad happens, how much should I expect to pay? And how about routine exams?

Thank you!

Getting air lifted in a helicopter ($6,000) is pretty expensive, but unless you get a major injury trekking the medical is very cheap in Nepal. I went to the emergency a few years ago and with the lung x-ray, ekg, pulmonary specialist and even a follow-up phone call and mold test for my lungs. It was well under $100 and I felt like I got better care than if I was back home.

You do have to know what hospitals to avoid. Never go to a local hospital, Bir, Monmohan, etc. Instead, go to a hospital that has an international presence like the Kathmandu Teaching Hospital in Dhulikel-brand new and all the bells and whistles. They do eye exams, birth control stuff and everything else-and it's quite clean. One exception to my rule is the SKM Skin Hospital in Saku. I was eating in the commissary and saw 100 roaches crawl out from behind a calendar. I was talking with a doctor a few years ago from there and he mentioned infections. Yes, I'd guess it would be a good place for an infection.

Thanks, that's reassuring :) So are you saying you don't really need health ensurance cause it's affordable anyway?