We are also flying in in Dec (7) to check out Guate we will have a bit more time. Do you need to have an address to open a bank account or is there a PO Box type situation there? Do banks pay interest on deposits? If so does anyone know how much? Any recommendation on lawyer for pensinado/rentista process any idea of approx cost? Is it tough to find a hotel Dec 20 to 30? Seems many are booked then we usually wing it book one for the night we fly in then check around, but I am too old and spoiled to want to a bunk in a hostel. I am looking for=ward to arriving!