My husband and I made some bad investments in real estate and when the economy tanked we owned 4 houses and 8 condos. They soon became upside down on their mortgages. A year later, our property management company lost it's only client, a 216 unit condominium that we had been managing for 15 years. I was forced to file a Chapter 7 Bankruptcy, and he never did file - he just has bad credit. We have several foreclosures on our credit report and my bankruptcy. I was wondering if they do background checks in Ecuador to determine your credit score or credit background? We are excellent payers and are now living on Social Security as our only income, and have gotten two car loans since my bankruptcy, but was wondering if we would have any trouble renting because of this? thanks!