The tips and ideas can be about saving a little bit money, or improve your life style with few baht more
I will give here some examples :
- Car insurance : In Thailand you insure the car whoever is driving it, but in Europe you insure the driver, if you ask your insurance to put 2 named drivers ( for example your wife and you ) this will reduce the premium.
- Outside activities like zoo, aquarium : as you can see there are 2 prices in Thailand ( 1 for foreigners and 1 for Thai ), and the one for Thai is written in Thai but if you have basic understanding just to recognize the number you can see the gap is big. Recently I went with my famiiy in Siam Paragon well known aquarium in Bangkok and just by showing my Thai driving licence I pay 490 THB ( Thai price ) instead of 990 THB ( foreigner ), I save 500 THB.
- Heath Insurance : It does not worth to pay OPD ( outpatient ) however it is widely recommended to take IPD ( inpatient cover ).
- If you pay anything in advance, negotiate a discount, for example paying 1 year rent in advance or paying 1 year school in advance.
- When you need a Certificate of residence you often pay it 500 THB, you need it to buy car/moto or for visa or driving licence, by having a yellow tabien book you will save this fee.
- Electricity, some houses have single phase electricity and others have 3 phases ( you can easily the difference from outside as the 3 phases meter is inside a big metallic box ), and the fuse box inside the house is bigger too, obviouly it cost me more around 24,000 THB for everything including re-wiring, one of the advantages is you have more power, but in Thailand with many electricity cut, I find it really useful as all the neighbour houses are black and I still have some light downstair to watch TV for exemple and air cond running in bedroom, not negligible than staying in dark and having hot
- Internet, if you pay 1 year in advance you get a discount of 8% nearly 1 month free ( it worth asking your supplier )
- discount card : some restaurant or ice cream franchise and also cinema will propose you to buy a fidelity card, if you go often there, for example in my case for ice cream, I get 10% discount usually 40 THB for 3 of us, I go there twice a month and more when holidays , the card was paid back in 2 months
- School bus of international school are quite expensive 25,000 THB, when you live in a mooban there are often many others kids going to same school or next door mooban, better to share car drive and petrol, there are parents who even pay a songtaew to bring and pick up them for the full year.
- When you pay your bill ( electricity for example ) in a 7/11 store or tesco, there is a small fees added on top, in my case I go directly to the electricity company to pay the bill as not far from where I live.
There are many more examples to share.... be free to add about your experience here...
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