Does any of you have experience with an Ecuadorean Health Insurance?
My company will pay for it , but I have to choose the policy and sign a contract.
My options are BMI, Bupa100, Bupa500 and PanAmerican.
They all cost between 160-190USD per month.
Any feedback at all will be appreciated.
Health Insurance
Josh Freeman
22 October 2013 23:26:09
11
amyf
23 October 2013 01:11:12
0
I have BMI and like it. I used to have Salud and it was also very good.
Josh Freeman
23 October 2013 03:11:25
11
As an European, I never had the need to have private health insurance before in my life, this will be the first time.
I spoke with the agents for both BMI and BUPA and truth be told I thought that BMI might be the better deal.
But according to my work-contract I must contract a policy within thrity days of my arrival, and BMI wants "7-10 days" to approve my application.
Furthermore, the BMI agent is none too quick in answering my emails, and questions, so I just decided that I might as well go ahead with BUPA instead. Does this sound irrational?
Anyone, has anything to say about BUPA?
timo31750
23 October 2013 10:22:48
127
You may want to check with SA's largest health insurer SAAD. From everything I've read, it appears they're pricing seems to be 30-40% lower then the numbers you've indicated in your blog.
Of course, I don't know the health conditions you or yours may have and how many folks you're insuring but give SAAD a shout.
I am not absolutely certain of the spelling so search around for the correct spelling and pronunciation.
All indications that a guy at 63 or so can get solid private coverage with drug scripts for about $ 70 dollars per month.
Ironically, my wife who's ten years younger actually was quoted more for a month at $73 dollars.
So a full hospitalization plan with minimal co pays for GP's and specialists with eye glasses and preventive dental runs about $140 monthly. If you can't find thew link, let me know I have them bookmarked elsewhere on another system at home.
Good luck
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