Helpful advice

I would like anyone to give me advice on how to apply for a retired visa for Panama I am 65 married and want an easier life

I'm not sure what you mean by a easier life but you need to use a Panamanian lawyer to get your pensionado.  You can't use someone in the states to help. 

The cost is upwards of $1000 because you have to file for it and again you have to pay the attorney.  And if the attorney files it incorrectly it will continue to cost you.  I've heard upwards of $2000 to get it when all was said and done.

Have you lived in Panama for a time?  You are allowed to stay in the country for 180 days on your passport alone.  You just have to leave for 3 days and then you can come back.  Why do you want the pensionado visa?

Good advice AuntieFlo.