Hi -- I'm an American currently living in Cebu City, Philippines. I've been here since June and have (pretty much) decided it's not the place for me for several reasons -- the weather being probably the biggest.
I plan on staying another several months to be sure I've given it a fair try, and then return to the US for a couple months to visit, and then on to the next place -- which at this point looks like Ecuador.
Given my aversion to weather here, I'll be staying away from Guayaquil -- their weather is almost identical to Cebu City. Quito and Cuenca seem the best choices, but I'll probably also check out some of the other mountain cities. I like city amenities, so I probably won't choose anything smaller than 150,000-200,000 or so.
The pensioners visa looks like a great deal and I'd like to go that route. Most of the posts I've seen here about getting one seem to be predicated on coming there first on a tourist visa and then initiating the process in Ecuador. Is there a reason (e.g., high costs) for not getting the pensioners visa in the US before coming there? It seems like it would be easier to deal with a process involving a lot of documents at the place where the documents (letter from SS, police report, birth certificate) exist. That way, if I leave something out on the first try, it's easy to get it and try again.
In any case, I'm looking forward to participating here. I will probably ask a lot of questions. At this point, I probably can't help others too much, unless it's on something where a general expat perspective could help out.
Bob