Healthcare in Switzerland

Hi Julien
Healthcare insurance is compulsory once you have been here 3 months, there are a few exceptions.  Look at

bag.admin.ch/themen/krankenversicherung/00263/00264/index.html?lang=en

For prices check comparis.ch

Health insurance comes in two parts.
First, a mandatory part which you have to take. You have to show proof of mandatory insurance within 3 months after registering in the town where you live. It is offered by many companies (compare prices at www.comparis.ch). You are free to choose any company you like. All companies must accept any patient. Coverage is exactly equal for each company (requirement by law) but prices and service levels vary highly. Some companies offer reduced rates if you comply with some additional conditions, like always visiting your GP before going to a hospital.
Per person, there is a franchise of minimum 300 CHF per year: the first 300 CHF of health costs you have to pay yourself. You can opt for a higher franchise and pay less for the insurance. For the next 7,000 CHF, the insurance will pay 90%, you pay 10%. Once you're over 7,000 CHF, the insurance will pay 100%.

Apart from mandatory insurance, there are some optional additional insurances. They vary greatly and it really depends on what you prefer or require. Conditions vary greatly, too, and insurance companies are not obliged to accept you for additional insurances. It is wise to insure children under 21 for dental costs, as dentists are extremely expensive here.

Health insurance is expensive, expect to pay at least 200 CHF per month per person for the mandatory insurance. Quality of health care is, as to be expected in Switzerland, excellent.

You MUST get health insurance in Switzerland if resident. If not, care can be expensive

Hi,

In order to help expats and soon-to-be expats, we would like to invite you to share your experience on this topic, with updated info on the healthcare system.

Thank you in advance,

Julie
Expat.com Team

What's to update? The situation, as previous respondents have answered, has not changed

@ big_fact_hunt > Do note that we only wanted to update this topic as the last post was old ( year 2012) and we didn't know if these information were still reliable in 2015 or not.
Our target is to share accurate information to the expats and soon-to-be expats.

Thank you for your contribution here

Priscilla