Affordable to own a vehicle in Hungary? How much is auto insurance?

It costs more to keep a car going in Hu then the US but the insurance is cheaper in HU.
I know it is very hard to getting a driving certificate in HU, very expensive and takes allot of time.
Our auto insurance is reasonable  but petrol is expensive.
Not really a huge issue though as we only really use our car for day trips during the summer months. Most times it sits parked for weeks on end without being used.
If you go into the town hall in your district and pre pay for the year of parking in your area it is low cost, around $10. or so for the year. Otherwise parking tickets are pricey.Parking violations are given at the drop of a hat. Parking "backwards" in the 7th district results in a almost instant boot being placed on the car.
We often try to warn people who park backwards on our st. by sticking out heads out of our window if we notice the problem.Some listen and some don't, most get a boot within the first 10 to 15 min. that they leave the car parked backwards. The 7th district must be rich from all the boots they give out!
All drivers must pass a physical every 2 years and all cars must pass the safety and smog test every 2 years. One reason many older cars are not on the roads is the rust that forms from parking outside for years.
These test are expensive and repairs are pricey, another reason HU is more costly then the US to drive a car.
I am not sure if the driving test is available in English, I have heard it is only given in Hungarian.
My husband took the test in 1968, went to pro driving school in Budapest for over 6 months and the "written" portion of the test was actually oral back then. One wrong answer given by a board of 5 people and you failed the test.
He missed one answer and had to re do the test for a price. I do not think the test is that hard these days, I have seen some bad driving in HU, everything from someone making a U turn on a red in a main intersection to people not stopping on a red light. I still think however that most drivers in HU are better then those driving in the US, they have to be as road conditions are sometimes on the dangerous side.
The taxes on registering your car in HU depend on the weight of the car.Many people have registered their cars in SK, if you notice many of the plates in HU are from SK. Cheaper there I guess but you would need an address in SK to make it legal.
I don't know the details on it really, we always seem to pay through the nose and follow all the local rules correctly. Suckers in the end I guess, so many people seem to know the loop holes in the system in HU. We don't know them and pay everywhere we go for whatever we have done.