Welcome, my name is Osman Nyei and I'm a consultant at HORBACH Wirtschaftsberatung. HORBACH is an independent financial consulting institute where private consumers receive a comprehensive and closely defined range of financial products such as insurance, investments and financing of all kind. We have developed or standards due to the trust we instill in our clients. This trust is based upon an experienced, open and honest approach. We will provide you with all the help and information you need to create viable financial plans for the future and to protect your assets and your standard of living.
I joined expat.com on 26 January 2009.